Serving homebuyers across nine licensed states
Making Mortgage
Make Sense.
Altamont Funding empowers borrowers with access to the best lenders in the country — competitive rates, fast closings, and solutions built for real life.
2026 YTD
2026 YTD· Approx.
Served
Industry Experience
"Altamont made our dream home a reality with their personalized approach."
— Sarah & Michael T., California
What makes us different
The Altamont Experience
We pride ourselves in being efficient, professional, and personal while offering you the best financing solution that fits your needs.
Wholesale Partnerships
Access to the best rates through our extensive network of wholesale lenders.
Fast Approvals
Efficient systems and experienced staff ensure quick turnarounds.
Personalized Service
Every client gets customized solutions tailored to their unique situation.
Trusted Experience
Years of industry expertise backing every transaction.
Mortgage programs
Whether you're buying, refinancing, or tapping equity
Compare flexible options for your purchase, refinance, or home equity goals.
Explore loan options
Tap to expandProgram availability and eligibility depend on your qualifications and property.
Purchase
Open the door to your dream home
Refinance
Unlock financial benefits
Cash Out
Tap into your home's value
HELOC
Discover your home's potential
Bridge Loan
Short-term real estate flexibility
Bank Statement
Ideal for self-employed
Purchase
Open the door to your dream home
We offer a wide range of mortgage options and personalized, expert guidance for every step of the mortgage process.
- Competitive rates
- First-time buyer programs
- Expert guidance
Words From Our Clients
Homeowners who chose Altamont
See what homebuyers are saying about their experience with Altamont Funding.
Innovative solutions
Tools Built for Today's Market
New Construction
Builder IQ
Smart financing for new builds — technology-powered preapprovals, competitive pricing, and flexible financing paths.
Learn about Builder IQHELOC · Powered by Aven
Equity IQ
AI-powered revolving HELOC access. $5K–$400K line size, 620+ FICO, up to 89% CLTV.
Learn about Equity IQAI-Powered Mortgages
Pylon Technology
Less paperwork. Faster updates. Better rate options. AI-directed mortgage technology from Altamont Funding.
Learn about Pylon TechnologyPayment estimator
Estimate Your Monthly Payment
Get a quick estimate based on your loan details. Speak with an advisor for a personalized quote.
Estimated Monthly Payment
Principal & Interest only. Taxes and insurance not included.
Where We Lend
Headquartered in Rocklin, California
Altamont Funding works with clients throughout Placer County, Sacramento, the Bay Area, and our other licensed states. We offer remote consultations for borrowers beyond our local office.
Loan programs and individual loan officer licensing may vary by state. NMLS #2603233.
Take the First Step
When the Rate Sheet Wins,
You Win.
Talk to one of our mortgage experts today and discover the perfect financing solution for your needs.